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FedStar VISA Credit Cards

FedStar proudly offers our members three different tiers of credit card convenience:

  • Visa Classic: For new borrowers and those qualifying members who wish to re-establish credit
  • Visa Gold: For qualifying members who can manage a higher credit line with a superior credit history
  • Visa Platinum: Provides a generous line of credit and exceptional benefits for our discriminating members

Our trio of VISA credit cards offer competitive rates, credit lines, and excellent service and are backed by VISA’s Zero Liability Guarantee.


Annual Percentage Rate 11.90% 9.90% 6.49%
Minimum Credit Line $300.00 $300.00 $300.00
Annual Fee None None None
Minimum Finance Charge None None None
Transaction Fee for Purchases None None None
Transaction Fee for Cash Advances None None None
Over Credit Limit Fee $25.00 $25.00 $25.00
Returned Check Fee $25.00 $25.00 $25.00
Late Payment Fee $25.00 $25.00 $25.00
Grace Period for Purchases* 25 Days 25 Days 25 Days
Balance Calculation Method ADB ADB ADB

VISA Credit Card Disclosure

  *  No grace period for cash advances
** All credit card applications subject to credit examination and approval

Apply for a Credit Card

Applying for a FedStar VISA Credit Card is an easy process - simply complete our secure online application or contact us for a paper copy. Along with the completed application, proof of income is necessary for all new lines of credit. Once we receive all required documentation, we will be in contact.

Go To My Card is a great feature for our FedStar VISA® credit card users – save the link below on your desktop it as a Favorites link! It provides convenient and secure online access to your credit card account information. Benefits include:

  • Get your current account summary
  • Reviewing card activity
  • Making a payment
Maintain a more accurate financial picture of your card activity and payments history by registering today. Check it out today at

Have questions?

If you have an issue, concern, or a question concerning your FedStar VISA Credit Card, the following resources are available for your use:

24/7 Customer Service: 800.442.4757

Emergency Assistance: 800.VISA.911 (800.847.2911)

International Assistance: call collect + 1.410.581.9994

Online: (this website allows you to securely view recent transaction history, current and past statements, and payment history).

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