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Your One-Stop Loan Center

FedStar Credit Union is your one stop for affordable, convenient loan products that help you to reach your financial goals.  No matter what type of loan you’re in the market for, we offer a wide variety of loan product to meet your every need. We promise nothing but the best prompt, friendly service and great low rates!  After all, you are member owners of our cooperative credit union.

Membership Required
Credit unions only make car loans to members. Credit unions are member-owned cooperatives that cater to a specific group or cross-section of individuals. While membership requirements for credit unions vary, all credit unions do have specific criteria for membership.

Our loans are available to FedStar members. Not sure if you qualify for membership? Please visit our Membership page. We are available for assistance should you have any questions and will be happy to help you with your financial needs. Simply call us at 979-846-7456 or email us at

Good Credit Accepted
Although credit unions offer fantastic interest rates and terms on their new and used car loans, personal loans and other consumer loans, they don't make them available to everyone -- not even to all their members. FedStar Credit Union offers loans to members that can demonstrate considerable credit worthiness before they can obtain a loan. This is the trade-off for the very low interest rates and higher dividend rates on our membership accounts.

In addition to the credit union's specific requirements outlined below, FedStar requires basically the same types of assurances and documentation that commercial banks do.  FedStar looks for a certain level of credit scores and strong credit histories, an acceptable debt to income ratio and evidence of the ability to repay the debt.  We look for our members to not just obtain a loan, but to become a member for life and take advantage of all that the credit union has to offer.

FedStar Credit Union can help you save a lot of money versus loans from a conventional bank or finance company.  We want the credit union to be a good financial fit for both the member and the credit union!

Ready to apply for a FedStar Loan?
You can apply online, but you’ll also need to provide the following information.  Generally, you will need to furnish the following:

  1. Proof of income – this may include your two most recent paystubs or your latest income tax return,
  2. A deal sheet or buyer’s order for the purchase of an auto loan, tractor, trailer or other consumer products.
  3. Every member and every loan is different.  Apply online and list any information that may help us to make the best decision possible.  You may also send an email to us at
Apply for a Loan

Applying for a loan has never been easier! The process begins when you complete our loan application, available online. You may also request a paper copy by visiting our branch or giving us a call. After completing and submitting the application, we will review it and may request additional information as needed. Once we’ve received all required documentation, a Loan Officer will contact you in a timely manner regarding the status of your application.

Our Loan Department views each application individually, not merely as numbers and information on a form. At FedStar, we are dedicated to the people we serve, and this philosophy of service is the cornerstone of all our operations. Rest assured, we will do our utmost to assist you in meeting your financial needs.

Types of Loans

No matter what your loan needs are, we have the loan for you! Below is a list of the loans we currently offer:




Notice to Borrowers

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