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Mortgage Rates
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FedStar Credit Union Merit Based Lending Rates
 

Rates Effective 01-07-2017. Rates subject to change without notice.

 

New Vehicles Up to 48 Months As low as 2.25% APR
  Up to 60 Months As low as 2.50% APR
  72 Months As low as 2.75% APR
  Up to 84 Months As low as 3.00% APR
Used Vehicles - Up To 3 Years Old Up to 36 Months As low as 2.75% APR
  48 Months As low as 2.75% APR
  60 Months As low as 3.00% APR
  72 Months As low as 3.25% APR
4 - 5 Years Old 48 Months As low as 3.00% APR
  54 Months As low as 3.00% APR
6 - 10 years old 48 Months As low as 3.00% APR
  54 Months As low as 3.00% APR
New Boat, Motor, & Trailer Up to 60 Months As low as 4.99% APR *Down payment may be required
Used Boat, Motor, & Trailer Max Term 48 Months
1 - 2 Years Old
As low as 5.99% APR *Down payment may be required
  Max Term 42 Months
3 - 4 Years Old
As low as 6.99% APR *Down payment may be required
  Max Term 36 Months
5 - 7 Years Old
As low as 6.99% APR *Down payment may be required
  Max Term 24 Months
All Others
As low as 7.99% APR *Down payment may be required
Farm Equipment 24 Months
1 - 2 Years Old
As low as 4.99% APR *Down payment may be required
  36 Months
3 - 4 Years Old
As low as 4.99% APR *Down payment may be required
  48 Months
5 - 7 Years Old
As low as 5.99% APR *Down payment may be required
  60 Months
All Others
As low as 6.99% APR *Down payment may be required
Motorcycles 36 Months As low as 5.99% APR *Some Conditions Apply
  Up to 60 Months As low as 5.99% APR *Some Conditions Apply
Technology Loans Up to 24 Months As low as 10.99% APR *Some Conditions Apply
4-Wheelers Up to 36 Months As low as 5.99% APR *Down payment may be required
Personal Loans 12 Months As low as 10.99% APR Apply Today!
  18 Months As low as 10.99% APR Apply Today!
  24 Months As low as 10.99% APR Apply Today!
  36 Months As low as 10.99% APR Apply Today!
  48 Months As low as 10.99% APR Apply Today!
Share Secured Loans Up To 60 Months 4.00%  
Certificate Secured Loans Up To CT Maturity 3.00% Above CT Rate  

 

  *  APR is the Annual Percentage Rate.
** Merit-Based Lending - Lowest Rates for all loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score. These quoted rates are subject to change. Experian FICO scores below 580 (w/ qualifying cosigner only) cannot be considered for a loan without exception and management or board approval.

 

FICO SCORE
GRADE
>735
A+
>700
A
>660
B
>630
C
>600
D
>580
E
 
   
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